Prototype · simulated dataePilot found 5 hypothetical opportunities worth about $193 a month.
Subscription optimization
Why it matters
You pay for two services with largely the same catalogue, and only one was used last month.
Potential impact
Saves about $18/month, or $216/year.
Recommended action
Cancel the unused plan and keep the annual bundle.
Potential savings
Why it matters
Transport is 24% above your six-month average, driven by rideshare trips on weekdays.
Potential impact
Reduces projected monthly transport cost by roughly $95.
Recommended action
Switch to a monthly pass and keep rideshare for late nights.
Goal optimization
Why it matters
Your discretionary spending has stayed below budget for three consecutive months.
Potential impact
Brings your emergency fund completion forward by about 4 months.
Recommended action
Increase the automatic transfer on payday by $80.
Financial planning
Why it matters
You hold a buffer well above your usual monthly outflow in a low-interest account.
Potential impact
Adds an estimated $210 of interest over 12 months.
Recommended action
Keep one month of expenses liquid, move the rest.
Better purchasing options
Why it matters
Your renewal quote rose 11% while comparable cover is available for less.
Potential impact
Potential saving of $140 on this renewal.
Recommended action
Compare three like-for-like quotes before the renewal date.
Prototype: ePilot cannot execute these actions yet. Anything it does in future needs your approval.